Funded Trading Plus Review 2026: Is It Worth It For Funded Traders?
Funded Trading Plus has one of the clearest route menus in the GradTraders prop-firm shortlist: no evaluation through Instant Funding, one evaluation through 1-Step Express, or two stages through 2-Step Classic. This research-led review explains the current drawdown, consistency, weekend, platform and reward rules, the simulated-account structure, the GRADTRADERS10 discount and where FT+ fits beside FTMO, The5ers and E8 Markets.
By
Matthew Jackson
Matthew JacksonFounder of GradTraders
,
A 58-second GradTraders summary of the Funded Trading Plus review, including the 8.7/10 verdict, programme choice, drawdown, reward rules, platforms and main cautions.
Disclosure & Risk Notice: This article is educational and informational content, not financial advice, investment advice, tax advice or a personal recommendation. Funded Trading Plus programmes use simulated trading accounts. Evaluation fees can be lost when rules are breached, and eligibility for a simulated funded account or monetary reward is never guaranteed.
GradTraders has a commercial relationship with Funded Trading Plus. Purchases through the GradTraders partner route may earn GradTraders commission at no extra cost. The standard code is GRADTRADERS10 for 10% off eligible challenges, but FT+ may run larger temporary offers, so use the best valid code shown at checkout. This relationship does not affect the independent 8.7/10 rating.
Compare first: Funded Trading Plus offers genuine programme flexibility, but the three routes use materially different failure conditions. Compare FT+ with FTMO, The5ers, E8 Markets and the wider shortlist in the GradTraders prop firm comparison table before paying.
Quick Verdict: Funded Trading Plus Is The Flexible-Route Pick
Funded Trading Plus is one of the strongest options for experienced traders who want to choose deliberately between zero, one or two evaluation stages. Instant Funding removes the target, 1-Step Express concentrates the evaluation into one 10% objective, and 2-Step Classic uses two 7% targets with static drawdown.
The flexibility is meaningful, but the programme names can make the decision look simpler than it is. Instant Funding and 1-Step Express use relative trailing drawdown. 2-Step Classic replaces that moving threshold with 8% static maximum drawdown, but adds consistency and per-symbol loss rules.
The 8.7/10 rating is research-led. I have not personally traded an FT+ account, so FTMO retains stronger first-hand GradTraders evidence. FT+ nevertheless earns a strong score for its route choice, published programme detail, day-one reward eligibility on two routes and clear disclosure that the accounts and funds are simulated.
8.7/10 — a strong proposition built around genuine route choice.
Experienced traders choosing deliberately between Instant, 1-Step and 2-Step structures.
2-Step Classic for static drawdown; 1-Step Express for one-stage progression.
The drawdown model matters more than the number of evaluation stages.
Funded Trading Plus At A Glance
| Feature | Funded Trading Plus | GradTraders View |
|---|---|---|
| Current programme menu | Instant Funding, 1-Step Express and 2-Step Classic. | A clear zero-, one- and two-stage structure. |
| Account environment | Simulated evaluation and simulated-live accounts using simulated funds. | Not a broker account and not ownership of a live funded balance. |
| Platforms | MT5 and Match-Trader. | MT5 is unavailable to US users, so checkout availability matters. |
| Standard reward split | 80% on the current main programmes. | Competitive, but net access still depends on programme conditions. |
| Time limit | No fixed evaluation deadline on the main routes. | A trade must still be placed within each 30-day activity period. |
| Reward timing | Day-one eligibility then seven-day cycles on Instant and 1-Step; 10-day cycles on 2-Step. | Fast access is useful, but every request remains conditional. |
| Challenge-fee refund | No fee refund on the new 1-Step Express or 2-Step Classic programmes. | Include the fee permanently in the cost of attempting the route. |
| Main strength | Choice between no evaluation, one target or two phases. | The most flexible flagship partner route in the current shortlist. |
| Main caveat | Trailing drawdown on Instant and 1-Step; consistency and symbol rules on 2-Step. | No route is simply the easy version. |
| GradTraders Rating | 8.7/10 | Best Flexible Partner Route |
| GradTraders code | GRADTRADERS10 — 10% off eligible challenges. | Not valid on Instant Funding or resets. |
| Review updated | August 2026 | Recheck the live programme page and Help Centre before purchase. |
Which Funded Trading Plus Programme Should You Choose?
Programme selection should begin with the failure condition, not the headline account size. Instant Funding removes the evaluation but keeps relative trailing drawdown and excludes weekend holding. 1-Step Express uses one target and trailing drawdown. 2-Step Classic takes longer but uses a fixed maximum-loss floor.
Instant Funding
No profit target or evaluation phase. The current route uses 6% daily drawdown and 6% relative trailing maximum drawdown, with eligible reward requests from day one and subsequent seven-day cycles.
GradTraders view: suitable only for experienced traders who understand the moving loss threshold and accept the Friday closing requirement.
1-Step Express
A 10% simulated profit target with 4% daily drawdown and 6% relative trailing maximum drawdown. Weekend and overnight holding are allowed, with no fixed completion deadline beyond activity requirements.
GradTraders view: the strongest FT+ route for confident traders who want one evaluation and can model trailing drawdown precisely.
2-Step Classic
Two 7% simulated profit targets with 4% daily drawdown and 8% static maximum drawdown. Weekend holding is allowed, but the programme includes consistency and per-symbol loss rules.
GradTraders view: the most predictable loss floor and the natural starting comparison for traders who prefer a conventional two-stage assessment.
Funded Trading Plus Programme Comparison
| Rule | Instant Funding | 1-Step Express | 2-Step Classic |
|---|---|---|---|
| Evaluation phases | None | One | Two |
| Profit target | None | 10% | 7% / 7% |
| Daily drawdown | 6% | 4% | 4% |
| Maximum drawdown | 6% relative trailing | 6% relative trailing | 8% static |
| Reward cycle | Day one, then every 7 days | Day one, then every 7 days | After 10 days, then every 10 days |
| Weekend holding | No | Yes | Yes |
| Consistency rule | Check current route terms | No challenge consistency rule on the current main route | 35% during evaluation; 50% on the FT+ Trader account |
| Per-symbol loss rule | Check current route terms | Check current route terms | 3% hard-breach limit per instrument |
| Maximum leverage | Up to 1:30 | Up to 1:30 | Up to 1:50 |
| GRADTRADERS10 eligibility | No | Eligible, subject to live terms | Eligible, subject to live terms |
Funded Trading Plus Rating Breakdown
The category scores are editorial judgements rather than mathematical guarantees. The overall 8.7/10 is not a simple average: it weighs programme flexibility, rule clarity, drawdown usability, reward access, platform choice, direct-use evidence and trader suitability. See How GradTraders Reviews Brokers, Prop Firms & Trading Software for the wider methodology.
| Category | Rating | GradTraders View |
|---|---|---|
| Programme Flexibility | 9.5/10 | Instant, one-step and two-step structures create genuine route choice. |
| Rule Transparency | 8.8/10 | The programme pages and Help Centre publish detailed route information. |
| Drawdown Usability | 8/10 | Static drawdown is easy to model; relative trailing drawdown requires closer control. |
| Reward Access | 9/10 | Day-one eligibility on Instant and 1-Step is attractive, subject to review and minimums. |
| Platform Choice | 8.2/10 | MT5 and Match-Trader are useful, although regional restrictions matter. |
| Direct-Use Evidence | 7.5/10 | This remains a research-led review rather than a personal FT+ account test. |
| Beginner Suitability | 7/10 | The menu is clear, but none of the routes should be used to learn basic risk management. |
| GradTraders Rating | 8.7/10 | Strong flexible-route proposition |
What Is Funded Trading Plus?
Funded Trading Plus is a simulated proprietary trading programme provider. Traders purchase an evaluation or Instant programme, execute simulated trades under the published rules and may become eligible for monetary performance rewards based on simulated results.
The distinction from a broker account is explicit. FT+ states that its programmes use simulated funds, do not execute real financial-market orders for the participant and do not give the simulated balance monetary value.
The customer is therefore buying access to a rules-based assessment and reward framework, not depositing capital into a personal trading account. That can still be commercially useful, but it should never be described as ownership of live funded capital.
How I Assessed Funded Trading Plus Without A Personal Account
I have not personally traded a Funded Trading Plus account. This review is based on current programme documentation, Help Centre rules, drawdown mechanics, reward conditions, platform information, published terms and comparisons with the wider GradTraders prop-firm research bank.
The strongest part of the proposition is structural clarity. The trader can avoid an evaluation, complete one target or use a traditional two-phase process. Those are genuinely different choices rather than cosmetic product names.
The limitation is that research cannot reproduce the full account experience: dashboard behaviour, execution, support, risk-review decisions and withdrawal processing. The rating therefore recognises the proposition while keeping direct-use confidence below the level attached to FTMO.
The Drawdown Rules Matter More Than The Account Size
Instant And 1-Step
The maximum-loss threshold can rise with the account’s balance high-water mark until it reaches the starting balance. A trader must understand how new highs and withdrawals affect the remaining buffer.
2-Step Classic
The 8% maximum-loss floor remains fixed from the starting balance, making the remaining risk allowance easier to calculate than a moving threshold.
Consistency And Symbol Loss
2-Step Classic adds a 35% evaluation consistency limit, a 50% FT+ Trader consistency limit and a 3% per-instrument hard-breach rule.
A trader can prefer the certainty of static drawdown and still dislike consistency restrictions. Another may prefer one-step simplicity but underestimate the moving loss level. The route decision should be made from the complete failure framework.
Rewards, Withdrawals, Fees And Scaling
The current standard reward split is 80% across the main programmes. Instant Funding and 1-Step Express can request an eligible reward from day one once the simulated account is in profit, with a $50 minimum and subsequent seven-day cycles.
2-Step Classic uses a different framework. The first eligible request is after 10 calendar days, followed by 10-day cycles. The funded-stage 50% consistency condition and minimum request requirements still apply.
Traders should also include the purchase fee in the real economics. The new 1-Step Express and 2-Step Classic programmes do not currently refund the challenge fee after passing. The 10% GradTraders code lowers eligible initial prices but does not convert the fee into account equity.
Scaling depends on the selected programme and further conditions. Headline simulated balances should therefore be treated as future eligibility ceilings, not capital already controlled by the trader.
Platforms, Leverage And Regional Availability
Funded Trading Plus currently lists MT5 and Match-Trader. MT5 is unavailable to US users, so the platform presented at checkout depends on the trader’s region, programme and current availability.
Maximum leverage differs by route. Instant Funding and 1-Step Express offer up to 1:30, while 2-Step Classic offers up to 1:50. Instrument-level leverage can be lower for metals, indices, energy and cryptocurrency.
Higher leverage should not be confused with a more forgiving account. The daily drawdown, maximum loss, consistency and per-symbol rules determine the usable risk budget.
Funded Trading Plus Pros And Cons
Pros
- Clear choice between Instant Funding, 1-Step Express and 2-Step Classic.
- No fixed evaluation deadline on the main routes, subject to activity rules.
- Day-one reward eligibility on Instant and 1-Step, subject to current conditions.
- 80% standard reward split across the main programmes.
- MT5 and Match-Trader platform options, depending on region.
- Published programme and drawdown documentation.
- GRADTRADERS10 reduces eligible challenge prices by 10%.
Cons
- All programmes use simulated rather than personal live broker accounts.
- Relative trailing drawdown can catch out Instant and 1-Step traders.
- 2-Step includes consistency and per-symbol loss restrictions.
- Instant Funding does not permit weekend holding.
- MT5 is unavailable to US users.
- New 1-Step and 2-Step challenge fees are not refunded after passing.
- The discount excludes Instant Funding and resets.
Funded Trading Plus vs FTMO, The5ers And E8 Markets
Funded Trading Plus has a distinct sitewide role. It is not presented as the best benchmark, the strongest patient-scaling route or the leading modern challenger. Its strength is the ability to choose between three substantially different evaluation depths.
| Firm | GradTraders Role | Evidence | Why Compare It? |
|---|---|---|---|
| Funded Trading Plus | Best Flexible Partner Route | Research-led | Choose between zero, one and two evaluation stages. |
| FTMO | Best Benchmark | Direct GradTraders challenge experience | Stronger first-hand evidence and benchmark platform confidence. |
| The5ers | Best Patient-Trader Route | Research-led | A stronger match when time flexibility and scaling identity dominate. |
| E8 Markets | Best Modern Challenger | Research-led | A more configurable modern proposition with a different drawdown identity. |
The ratings do not replace suitability. FTMO has the strongest direct evidence, The5ers leads on patient scaling, E8 leads the modern-challenger position, and FT+ leads on evaluation-depth choice.
Who Is Funded Trading Plus Best For?
Funded Trading Plus May Suit
- Experienced traders who can explain trailing and static drawdown.
- Traders choosing deliberately between zero, one or two evaluation stages.
- Traders who value no fixed challenge deadline but can satisfy activity rules.
- MT5 or Match-Trader users who have checked regional availability.
- Traders comparing FT+ with FTMO, The5ers and E8 before purchase.
Funded Trading Plus May Not Suit
- Complete beginners without a tested risk-management process.
- Traders who confuse simulated funding with live broker-account capital.
- Weekend position holders considering Instant Funding.
- Traders who dislike consistency or per-symbol loss limits.
- Anyone choosing mainly because of a discount or fast payout headline.
Is Funded Trading Plus Legit?
In the GradTraders view, Funded Trading Plus is a legitimate simulated trading programme business with published programme pages, Help Centre rules, withdrawal conditions and legal terms.
The company also states clearly that it is not providing brokerage services or real trading accounts and that programme balances use simulated funds. That transparency is positive because it reduces the ambiguity sometimes created by “funded account” marketing language.
Legitimacy does not make the programme regulated like a retail broker, easy to complete or guaranteed to pay every request. The meaningful decision is whether the exact drawdown, consistency, weekend, platform and reward conditions fit the trader’s method closely enough to justify the fee.
Important distinction: A real business can still offer a difficult product. Provider credibility does not remove programme risk or supply the trader’s discipline.
Related GradTraders Reviews And Guides
| Guide | Why Read It? |
|---|---|
| Prop Firm Comparison Table 2026 | Compare FT+ with FTMO, The5ers, E8 Markets and the wider shortlist. |
| Best Prop Firms 2026 | See how the flexible-route role fits within the editorial shortlist. |
| FTMO Review 2026 | Compare FT+ with the direct-use GradTraders benchmark. |
| The5ers Review 2026 | Compare route flexibility with the patient-scaling pick. |
| E8 Markets Review 2026 | Compare FT+ with the GradTraders Best Modern Challenger. |
| Prop Firm Drawdown Rules | Understand static, relative and trailing drawdown before purchasing. |
| Prop Firm vs Broker Account | Compare simulated programme access with direct control of deposited broker-account equity. |
Final Verdict: Is Funded Trading Plus Worth It?
Yes—for an experienced trader who values route choice and understands the rules behind that choice, Funded Trading Plus is one of the strongest flexible prop-firm propositions worth comparing.
Instant Funding removes the evaluation but combines trailing drawdown with no weekend holding. 1-Step Express provides one clear target and fast reward eligibility, but the moving loss threshold remains decisive. 2-Step Classic offers static drawdown and a traditional structure, but adds consistency and per-symbol conditions.
The 8.7/10 rating reflects that balance. FT+ is transparent about simulation, detailed in its published rules and commercially useful through GRADTRADERS10. It is not rated higher because the route complexity is greater than the simple names suggest, the new challenge fees are not refunded and the review does not yet include direct account experience.
GradTraders verdict: Funded Trading Plus is the Best Flexible Partner Route in the current shortlist. Choose it only after deciding which drawdown and failure framework fits the strategy—not because one route has fewer steps or a discount code.
Funded Trading Plus Review FAQ
Is Funded Trading Plus a broker?
No. Funded Trading Plus provides simulated trading programmes. Its published terms state that users execute simulated trades with simulated funds and do not trade real financial instruments through the programmes.
Which Funded Trading Plus programme is best?
2-Step Classic is the clearest static-drawdown route. 1-Step Express suits traders who want one evaluation and can manage relative trailing drawdown. Instant Funding removes the evaluation but retains trailing drawdown and does not allow weekend holding. The correct route depends on the strategy rather than the number of stages alone.
What are the current Funded Trading Plus drawdown limits?
Instant Funding currently uses 6% daily drawdown and 6% relative trailing maximum drawdown. 1-Step Express uses 4% daily drawdown and 6% relative trailing maximum drawdown. 2-Step Classic uses 4% daily drawdown and 8% static maximum drawdown.
How quickly can Funded Trading Plus traders request rewards?
Instant Funding and 1-Step Express currently allow an eligible first request from day one once the simulated account is in profit, followed by seven-day cycles. 2-Step Classic uses a first request after 10 calendar days and subsequent 10-day cycles, subject to its consistency and account conditions.
Which platforms does Funded Trading Plus offer?
Funded Trading Plus currently lists MT5 and Match-Trader. MT5 is not available to US users, so exact platform availability should be confirmed on the selected programme and checkout route.
Can Funded Trading Plus positions be held over the weekend?
1-Step Express and 2-Step Classic currently allow weekend holding. Instant Funding requires positions to be closed before the stated Friday cut-off.
What is the GradTraders Funded Trading Plus discount code?
The current code is GRADTRADERS10 for 10% off eligible challenge purchases. It does not apply to Instant Funding programmes or resets, and the reduction should be confirmed before payment.
Source note: This research-led review uses current Funded Trading Plus programme pages, Help Centre documentation, platform information, drawdown rules, reward terms and published programme terms alongside the GradTraders review methodology. FT+ can change pricing, account sizes, programme rules, platforms, reward terms and promotions, so verify the live details before purchasing.
Official research: programme comparison · 1-Step Express · 2-Step Classic · Instant Funding · platforms · programme terms.
Useful GradTraders research: Prop Firm Comparison Table · Best Prop Firms 2026 · FTMO Review · The5ers Review · Prop Firm Drawdown Rules.